Terms & Conditions
Effective Date: October 2025
Company Name: Destined Financial
Owner: Joenessa Pierre
Address: 5426 Freestone Drive, Charlotte, NC 28216
Email: destined_financial@example.com
1. Introduction
Welcome to Destined Financial. By accessing or using our website and services, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use our services.
2. Services
Destined Financial provides credit repair and financial consultation services designed to help clients understand, manage, and improve their credit profiles. Results vary by individual credit history and participation level. We do not guarantee specific outcomes.
3. Eligibility
To use our services, you must be at least 18 years old and legally capable of entering a binding contract.
4. No Guarantee of Results
While Destined Financial works diligently to assist clients, we cannot promise or ensure specific credit score increases or financial approvals. Success depends on each client’s individual circumstances and cooperation.
5. Fees and Payments
Service fees, payment schedules, and refund policies are outlined before any agreement is signed. By enrolling, you agree to make payments as specified in your service plan.
6. Refund Policy
If you are unsatisfied with our services, please contact us directly. Refunds are handled according to the terms in your signed client agreement and applicable state laws.
7. Client Responsibilities
You agree to provide accurate information and promptly share relevant credit or financial documentation when requested. Failure to do so may delay or affect results.
8. Limitation of Liability
Destined Financial shall not be liable for indirect, incidental, or consequential damages arising from the use or inability to use our services, except as required by law.
9. Privacy
Your personal information is handled with strict confidentiality. For details about how we collect and protect your data, please refer to our Privacy Policy.
10. Third-Party Links
Our website may include links to third-party sites. We are not responsible for the content, accuracy, or privacy practices of any external websites.
11. Changes to Terms
Destined Financial reserves the right to modify these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.
12. Governing Law
These Terms & Conditions are governed by the laws of the State of North Carolina, without regard to conflict of law principles.
13. Contact Information
If you have any questions or concerns about these Terms & Conditions, please contact us at:
Email: destined_financial@example.com
Address: 5426 Freestone Drive, Charlotte, NC 28216